Business and Personal Loans Zifst Investment will help your business grow by providing a wide range of commercial loans inclu ... ding: Revolving lines of credit: In the business world, sometimes you need extra funds, and you need it fast. With an Zifst line of credit you can get your hands on the money you need quickly without delays or hassles.Time, Term and Demand notes: Whether you need money for short-term ventures or long-term commitments, Zifst has a loan that will meet your needs. Real Estate secured loans: Zifst offers both fixed rate and variable rate commercial real estate loans. When the time comes to purchase, expand, or refinance, we are there to help you. Home Mortgage Loans Buying a new home is a big investment.That's why it pays to get good advice and assistance from neighbors you can trust, like the Mortgage Department at Zifst. We understand the special needs of local homeowners. Mortgage decisions are made locally, not in a corporate center in another city or state. We'll turn your loan request around quickly, at a competitive rate that won't put your monthly mortgage payments through the roof. Whether you're a first-time buyer or an established home owner interested in refinancing or home improvements - Zifst has a financing option that is just right for your needs. We also offer revolving lines of credit for quick and easy access to funds. read more