YCO & Associates, Inc. is a licensed, independent insurance agency working in Missouri, Georgia, Florida and Alabama with add ... itional states becoming available in the future. Our insurance services include health insurance, workers compensation and general liability, all at discounted rates. We also provide safety programs, loss control, OSHA compliance, assistance with drug free workplace programs and more. YCO also offers a program known as "ASO" or Administration Services Only. YCO takes the burden of payroll processing to ensure employees are paid correctly and on time, every time! YCO also takes on the liability as it relates to taxes and payroll. The payroll services include payroll and W-2 processing, direct deposit, paid time off benefit accruals, wage garnishments, as well as Federal, State and local payroll tax filing, remittance and compliance. YCO's sister company, 3J's & Associates, LLC. is a Professional Employer Organization (PEO) which offers many services to save your company time, money, and headaches. read more