Xceed Financial is a full-service financial institution, but first and foremost, we’re a credit union. That means a couple of ... things. One, we’re member-owned and operated – which gives members a personal say in how we do what we do. Two, we’re not-for-profit. So the revenue we do earn goes back to our members – A.K.A. you – in the form of lower rates on loans and fewer fees. That can make a huge difference when you’re looking to buy a home or a car. Our competitive rates, combined with a comprehensive range of loan products, help to bring your dream home or car within reach. Same goes for your day-to-day banking and long-term savings needs – we offer all of the financial products and services you need, but at a better value than a bank. Plus, our associates are financial experts who are passionate about delivering personal service and savvy advice to help our members achieve their financial goals. With roots going back 85 years, Xceed Financial has nearly $1 billion in assets under management and a four-star, excellent rating from BauerFinancial. We’re based in El Segundo, California and serve more than 60,000 members nationwide through Financial Centers in multiple states, an 80,000-location ATM network, and industry-leading online and mobile banking platforms. Deposits with Xceed Financial are federally insured by the NCUA. Equal Housing Lending. read more