Wildcard Payments has the lowest payment processing rates, with no hidden fees, for almost every industry imaginable. There’s ... a reason we are able to save companies up to 55% on their payment processing. It’s because we do things differently. To start, all acquiring banks (the banks that your transactions pass through) charge transaction rates, authorization fees, and PCI-compliance fees regardless of whom you work with. Merchant service companies, like ours, sell this service on behalf of the acquiring banks. What separates us is that with most other merchant service providers, they also add additional fees on top of these base charges to create an additional stream of recurring revenue. read more