Retail Direct Mortgage Lender Specializing in all government insured and implemented home programs including FHA, VA & USDA a ... s well as HASP to help good credit homeowners who are upside down in their mortgage loans, we allow LTV (loan to value) ratio's up to 125% Here is a small sample of what we currently offer... (as of 6/15/11) 100% LTV - purchase or refinance 95% LTV - manufactured 125% LTV - refinance only must be FNMA held 105% LTV - refinance only must be FHLMC held Investor Dream products - up to 10 financed properties - OK Fix/Flip <90 days and sale price 100%+ increase - OK 10% down purchase up to 500k NO MI credit scores down to 600 - OK open to close in 14 days - no joke (for complete files) Appraisals typically 5-20k+ over competitors we see Technology driven e-signatures - OK 1yr tax returns - OK 1yr employment status conversion - OK Aggressive Jumbo Products and pricing Strong brand name and reputation Based in Denver Colorado, soon to open in AZ, CA, OH, NV We are looking to ad 2 - 3 branches in each state as a maximum for the next 180 days so we can succesfully support loan volume as well as initial questions regarding transition and products etc to ensure a succesful merge for both parties. Please call or email us for a confidential interview. (720) 524-8020 info@usmortgages.com read more