The Student Federal Credit Union (SFCU) is the first and only Credit Union in the Ivy League and exclusively serves the Unive ... rsity of Pennsylvania community. Founded in 1987 by three Wharton MBA students, the SFCU has been providing Penn students with secure, efficient, and convenient financial services for almost 25 years. With two convenient branches on campus and the largest surcharge-free ATM network both on campus and across the US, we serve Penn students like no one else can. As a non-profit organization, we are able to provide dividend rates that surpass competitors in the area by over 100% and fees that are 25% lower than our leading competitor. Our consistently superior service and benefits have made us one of the largest student-run Credit Unions in the nation. We are fully backed by the National Credit Union Administration and all member accounts are insured up to $250,000. read more