Headquartered in Fresno, California, United Security Bancshares (NASDAQ:UBFO) was formed in 2001 as a bank holding company to ... provide commercial banking services through its wholly owned subsidiary, United Security Bank. Founded in 1987, United Security Bank, a state-chartered community bank, ended its first full year of operations with one branch, $24 million in assets, $18 million in deposits, and $15 million in loans. After more than thirty years, four mergers and four branch acquisitions, United Security Bank operates twelve branches in Fresno, Madera, Kern, and Santa Clara counties and employs over 130 people. Today, with more than $1 billion in assets, United Security Bancshares continues to seek growth in its market area while enhancing the financial services offered to its customers, and value to its shareholders. The business strategy of United Security Bancshares focuses on increasing market share in its local communities, and expansion into new markets where sound business opportunities are present. Guided by a local Board of Directors and an experienced management team, United Security Bancshares generates shareholder value through a strong capital base supporting its business model of growth and expansion within its market area and beyond. read more