Home is safety. Home is family. Home is everything. We know the mortgage process can be complicated. We make it better by kno ... wing more than other lenders and sharing that knowledge with clients. How do we do it? We find the best people. You need to have the right people to consult clients on how to best structure their mortgage. We find them and show them the UHL way. And give them the best resources We educate. We empower people to make decisions. We also have fun. Needless to say, our employees tend to stay awhile. Along with the tools to make the process easier In-house underwriting, local appraisers, digital applications. All of these things help give our clients a quick closing and a seamless loan process. To create responsible homeowners for life With the best loan program and rate, our clients can focus on making their house a home knowing we always have their backs. Home Starts Here. NMLS #207546 read more