UCT (United Commercial Travelers) is a 501(c)8 nonprofit financial services membership organization that supports communities ... and causes across North America. We’re a volunteer organization funded through the sales of our insurance products. Because we don’t have shareholders, our profits help to support our local councils in their community service efforts. UCT was founded in 1888 by a small group of traveling salesmen who needed to ensure their families' financial security should something happen to them. Each individual contributed money to a shared account that was used to help members in need – creating one of the earliest forms of insurance. Today UCT offers community service opportunities, member benefits and insurance and financial products to people from all walks of life. UCT's non-profit status means that our insurance operations help support our members’ community service efforts and enable us to make a difference in the lives of others. UCT is about YOU. You can make a difference by volunteering in your community. You can make a difference by choosing UCT for your insurance needs. Or, you can do both – the choice is yours! read more