United Citizens Bank is a locally owned community bank located in north central Kentucky with headquarters in Campbellsburg K ... entucky. We have 5 branches- Campbellsburg, New Castle, Eminence, Pendleton, and Carrollton. Our motto, "Rooted in service since 1872," represents our vision and ambitions. We serve our communities by offering and delivering quality financial services to all customers at competitive rates. We are committed to active community involvement. We appreciate our roots and hold great value in our customers and community. read more