Founded in 2009 Tungsten Group, a member of the SmartStart Financial Network, has helped thousands of customers attain financ ... ial freedom through its innovative and industry-leading service. After extensively researching debt relief models such as credit counseling, mortgage refinancing, and bankruptcy - the two designed an alternative to provide consumers a faster, more affordable debt relief program, creating a program that takes a compassionate, consumer-advocate approach that typically results in a client becoming debt free for 50% less cost and in 40% less time than a Credit Counseling program without filing for bankruptcy. read more