Total Lending Concepts brings decades of experience lending within Missouri, Colorado, Texas, Florida and Oklahoma. As a loca ... lly owned, veteran- company, we know the current market conditions and can navigate the market to find you the best product at the lowest price. Additionally as a government approved lender, Total Lending Concepts can offer competitive products such as FHA (Federal Housing Administration}, VA (Veterans Administration) and USDA loans. Our ultimate goal is to create lasting relationships with each of our clients so that we may continue providing excellent service for many years to come. read more