Welcome to The Summit Federal Credit Union. As a credit union, The Summit is a non-profit financial institution owned and ope ... rated exclusively by our members. There are no outside stockholders who require a return on their investment to drive up our operating costs, so we can offer you more benefits like low fees, competitive loan rates, and higher dividends on your savings. We're committed to serving all your financial needs and hope to have a long term beneficial relationship to help you through every phase of your life. We currently have full-service branch locations throughout Western and Central New York; visit summitfcu.org to find a branch or ATM location near you. We invite you to get to know us better and learn about all the advantages that credit union membership offers. The Summit FCU is federally insured by the National Credit Union Administration and is an Equal Housing Lender read more