TCT Federal Credit Union (TCT FCU) is a not-for-profit, member-owned financial cooperative focused on providing its members w ... ith high-quality savings and loan services. Since 1959, TCT has assisted members and families of the tri-county teaching communities as well as employees of local businesses with their financial needs. TCT has four branches located in Ballston Spa, Cambridge, Clifton Park, and Queensbury. For more information about TCT membership eligibility, visit www.tctfcu.org. read more