SouthStar Bank, S.S.B. (headquartered in Moulton, TX) specializes in residential mortgage, real estate and construction lendi ... ng, operating 15 full-service branches across the Central Texas region. Built on a 100-year heritage, the bank holds over $1 billion in assets and focuses on community involvement and personal relationships. In addition to lending and traditional financial services, SouthStar Bank brings the latest conveniences to its clients, including online banking and mobile banking with check capture, debit cards with CardValet so you’re always in control, and a free worldwide ATM network. While we’re always working to offer the very best in service, convenience and security, our founding commitment remains the same: To provide friendly, flexible, common-sense community banking where we live and work – Texas Style! SouthStar Bank Mortgage SouthStar Bank offers more than your typical home loan – in-house portfolio loans tailored to your needs are available through our Star Advantage Program. With SouthStar Bank on your side, your loan will be evaluated on more than just credit. Through our vast experience in residential lending, we’ve learned a thing or two that can help make your dream a reality. Offering flexible, common-sense solutions to meet your unique situation, including low down payment options. Our mortgage experts will work with you to source the perfect funding solution using traditional products such as Fannie Mae, Freddie Mac, FHA, USDA, Jumbo and VA notes. If you don’t quite meet the strict criteria of these secondary market products, our SouthStar Advantage Program can help you attain the funding needed for the home of your dreams. SouthStar Bank is one of the largest independent banks in Texas. 5-Star rating by Bauer Financial. Equal Housing Lender, Member FDIC, NMLS # 410624. read more