SMT which is a specialty financial services lending firm. We provide automobile financing to people with a poor credit rating ... or no credit history at all; thereby allowing thousands of people each year to establish a positive credit history so they can better participate in American society. Our investors, partners, and executives include several of the automotive industry’s most successful, experienced, and talented leaders. Our capital partners have deep pockets and are committed to the long-range vision of SMT including our positive societal impact of improving the lives of 100,000 people over the next five years. SMT is incorporated in Florida, all our employees work in our office in Florida (no outsourcing), our automobile dealer clients are currently all in Florida, and we are actively involved in our Florida communities. We are proud to be a Florida company. As SMT is committed to building creditworthiness in our customers, we are also a supporter of American Financial Services Association Education Foundation (AFSAEF) which seeks to educate consumers of all ages on personal finance issues. We are hiring talented people with character who want to contribute to our diverse meritocracy. Our goal is to be The Best Place to Work in America: People First. read more