Say Insurance® is an online car insurance provider in Colorado, Illinois, Indiana, Kansas, Missouri, and Tennessee. We believ ... e insurance should be clear, transparent, and simple. So, we ditch the insurance jargon and the idea that insurance is always going to be “unclear” by giving you the resources to understand your coverage. From our quick quote process to filing a claim, we try to keep things simple. You can spend less time on insurance and more time on the good things in life. That’s a win for you and us. This is insurance how it should be. Say Insurance® is a division of Shelter General Insurance Company based out of Columbia, Missouri. read more