Richards Insurance is an independent insurance agency with offices located in Beaver Dam, Columbus, Oshkosh, Watertown, and W ... est Bend. We also have Richards Benefits employees at each of our locations. We offer insurance and benefits services for individuals and businesses. As an independent agent, we work with multiple insurance companies and can find the right coverage at the right value for your needs. Richards Agency was established by Donald E. Richards in Beaver Dam in 1965. Don Richards knew that the best agent-customer relationship is also a neighbor-neighbor relationship. Our customers are served by their neighbors – people they know, see and trust. Richards Agency is an employee-owned company. Everyone who serves you shares ownership in successfully meeting your needs. In an increasingly impersonal world, more and more people look to Richards for big-city expertise right in their hometown. read more