Raphaels Bank was founded in 1787 and is the second oldest independent bank in the UK. Today we operate as a dynamic, niche s ... avings and lending bank with a portfolio of ATMs and a well-established, market-leading Card Services team. Raphaels is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. . For further information please see our website at www.raphaelsbank.com read more