We believe the financial services industry has placed too much emphasis on the accumulation phase of the financial lifecycle ... with little regard to the planning and distribution phase. We challenge the industry status quo by focusing on what you keep so you can take control of your financial future. The Power of Zero Strategy (for Individuals) The Power of Zero is a wealth-building strategy that allows retirement income to be withdrawn at, or nearer to, a 0% income tax rate. It's an approach that puts you in control of your tax bracket and allows you to keep more of your hard-earned money. Corporate Capital Strategy (for Business Owners) Our Corporate Capital Strategy is for business owners who want a better way to prepare for retirement than hoping their business continues to be successful. It also offers an alternative to funding growth, equipment purchases or daily operations that builds wealth as if the borrowed funds never left the investment. read more