We’re a fully regulated and authorised credit broker and lender. Your no-obligation quote and APR will be based on your perso ... nal circumstances – we compare small loans from over 40 lenders to get you the lowest APR possible for you. There are no fees for our service. Payday Credit Services believes that our most valuable asset is you, the customer. Therefore, our number one priority is customer service. We made our loans even more convenient by offering them online. We have expanded into multiple states and currently have over 30 locations to better serve our customers. Payday Credit Services has taken steps to ensure our customer’s safety and privacy: We are a direct lender. We do not sell your personal information to anyone. We are proudly licensed in every state in which we do business. As CFSA members, we support and encourage responsible payday advance industry practices. We enlist the help of online security services to ensure that you are protected from identity theft, viruses, spyware, and other online threats while you use our website. Click the icons below for more information. With Payday Credit Services you can be confident you are working with a trustworthy company. read more