Conventional Fannie/Freddie FHA FHA 203K VA USDA DPA Second Mortgages CALHFA 100% layered financing 80/15 or 80/20 with your ... own piggy-back 2nd Stand-alone HELOC’s or HELOANS Manufactured Housing Construction to Permanent Commercial Loans SBA Loans Equipment Financing Factoring Mixed-Use Properties Manual Underwriting with favorable findings Manual Underwriting without favorable findings Reverse Mortgages FHA to 550 with Approve/Eligible No credit score Non-QM ITIN Borrowers (undocumented aliens) Bank Statement Loans No Income Verified Assets – Owner Occupied Stated Income Verified Assets 1 day out of Bankruptcy 1 year Self Employed VOE only 1099’s only CPA letter or P&L only 95% cash out Asset depletion NOO Business Purpose Cash Out – no ownership seasoning Foreclosure bailout 40-year amortization loans Cannabis properties Bridge Loans Container Homes Manufactured Housing Hard Money Board & Care Home Loans Medical Professional Loan Programs Cross-Collateralized Loans read more
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