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Welcome to Optimum First Mortgage! We are home loan experts dedicated to making sure your home purchase or refinance experien ... ce is top-notch. Having funded over 20,000 loans since our inception, we have solidified ourselves as the low price leader in the lending marketplace. Our reputation speaks for itself with over 3000 positive online reviews. NMLS # 240415 (https://nmlsconsumeraccess.org/) Licenses: ARIZONA LENDERS LICENSE# BK-0950987 CALIFORNIA DRE LICENSE# 01525044 CALIFORNIA DBO LICENSE# 60DBO85185 COLORADO REGISTERED LENDER FLORIDA LENDERS LICENSE# MLD1600 GEORGIA LENDERS LICENSE# 70565 IDAHO LENDERS LICENSE# MBL-9521 ILLINOIS LENDERS LICENSE# MB.6761390 MICHIGAN LENDERS LICENSE# FL0022812 NORTH CAROLINA LICENSE# L-188808 OHIO LENDERS LICENSE# RM.804405.000 PENNSYLVANIA LICENSE# 74580 TEXAS SML LICENSED LENDER VIRGINIA LENDERS LICENSE# MC-6741 WASHINGTON LENDERS LICENSE# CL-240415 Optimum First Mortgage is an Equal Housing Lender. www.optimumfirst.com read more