Ocean Capital specializes in providing commercial loans for owner-occupied small businesses. Since 1981, we’ve helped provide ... financing to owners of convenience stores, hotels, motels, auto repair shops, medical offices, funeral homes and mixed-use properties. Specializing in SBA loans and USDA loans, we provide government guaranteed funding to the engine that runs the U.S. economy – the small business owner. And with our one-step application process, we do all the heavy lifting so that you can focus on what you do best – running your business. Whether you are a business owner or a broker, we can help. read more