Honesty, integrity, dependability, trustworthiness, sense of humor these are the traits necessary to build enduring relations ... hips. There is no substitute for strong core values. We are a Family Focused Business We involve and support the families of our associates. We believe in teamwork in the home — this creates an environment where we are happier and more effective. We encourage our teammates and families to be optimistic and never stop dreaming about how good life can be. Strong Product Portfolio: We Offer Top Contracts and 126% Paid out to the field with 5.85% renewals on our most popular Term life insurance product. We truly believe that “No Company Can Compete with Our Virtual Business Model.” Contracts with some of the most recognizable and strongest brands in the industry. We have Exceptional Leadership VFG was founded by top-earning industry leaders who saw the vision how working “virtually” can provide a new level of freedom and success to a wider group of people than the traditional system can accommodate. In Financial Services since 1980, principal and co-founder Rich Thawley is a recognized name in the industry. From career inception his organizations have recruited more than 1 million people. His organizations have generated billions in annuity deposits and insurance premiums. He is a consultant to World Financial Group and serves on the Board of Directors of several companies. Rich married his college sweetheart Cindy and is the father to 3 children and grandfather to 2 grandchildren. read more