We are a leading New Jersey and New York Mortgage Company that is privately owned and licensed as a residential mortgage bank ... er. Founded in 1991, the company currently originates first and second mortgage loans in NJ, NY, CT, PA, VA, MD, and FL. With 7 offices and over $20 billion in closed mortgage loans, we know how to get the job done. Many of our NY Mortgage and NJ Mortgage Loan Originators are recognized nationally as the best in their field. Our goal is to offer competitive mortgage rates and fees while providing a level of service that exceeds our client’s expectations. This is why 70% of our mortgage loans are derived from previous customer referrals. The company’s recruiting has allowed NJLC to recruit some of the top New York Mortgage and New Jersey Mortgage loan officers and operations people. Our average employee has over 10 years of banking and home loan financing experience. We built a better loan operation by keeping 95% of our files in-house. We control the entire underwriting and closing process. The New Jersey Mortgage Company has the same abilities of a large company without the bureaucracy. Our Loan Officers have earned their reputations by recognizing and responding to what's important to our borrowers. You will not find a New Jersey Mortgage Company or New York Mortgage company more caring about your home financing needs. read more