Nonprofits Insurance Alliance (NIA) is the nation’s leading property and casualty insurer exclusively serving nonprofit organ ... izations. Founded in 1989 in Santa Cruz, CA, NIA is a social enterprise developing the long-term sustainability of the nonprofit sector. NIA has one of the best customer retention rates in the industry. NIA members enjoy stably-priced insurance, specialized insurance coverage, dividends, and innovative risk management and member services. Our coverages include: General Liability, Directors and Officers (D&O), Flat Rate D&O, Improper Sexual Conduct, Social Service Professional, Employee Benefits Liability, Business Auto, Non-Owned/Hired Auto, Umbrella Liability, Auto Physical Damage, Employee Dishonesty, Commercial Property, and Participant/Volunteer Accident. The NIA group brand is comprised of Alliance Member Services (AMS) and three AM Best A VIII (Excellent) rated insurers: Nonprofits Insurance Alliance of California (NIAC), Alliance of Nonprofits for Insurance, RRG (ANI), and National Alliance of Nonprofits for Insurance (NANI). All organizations under the NIA brand are 501(c)(3) nonprofits. Today, more than 20,000 nonprofit organizations in 32 states and the District of Columbia rely on us for liability insurance coverage. These include children’s programs, group homes, senior organizations, art programs, food banks, community groups, foster family agencies and many others. These mission-driven organizations are essential to the health of the communities they serve and it is our privilege to help keep the nonprofit sector strong. read more