National Credit Management (NCM) is proud to be one of a very elite group of six (6) collection agencies in the United States ... that has been in business for over fifty-five (55) years. NCM is one of the most progressive firms of its type in the United States. Focusing solely on campus-based collections we are one of the leading agencies collecting the nation’s billions of dollars in delinquent student loan debt. Our collection philosophy is one of the keys to our success, enabling us to achieve outstanding results without using abusive, harassing collection techniques. We work with your borrowers to help them find the best way to resolve their delinquent student accounts. Because we believe in this philosophy, we provide our clients with NCM’s exclusive “No Complaint Guarantee”, the only guarantee of this type in the collection industry. At NCM, our client relationships are paramount to our success. NCM’s commitment is to provide outstanding support and collection results. We feel that our corporate slogan, “We Are Different”, conveys our experience, philosophy and work ethic. We hope that, given the opportunity to work together, you will agree! read more