Mutual Trust Life Insurance Company, a Pan-American Life Insurance Group Stock Company, develops, underwrites, and services i ... ndividual life insurance and annuities in 49 states and the District of Columbia.* The company was founded in 1904 on the principles of mutuality and policyholder participation, values Mutual Trust still embraces today. In 2015, Mutual Trust became a wholly owned subsidiary of Pan-American Life Insurance Group (PALIG), a leading provider of insurance and financial services throughout the Americas. It continues to operate within a mutual holding company structure, so while dividends are not guaranteed nor required by law, our financial strength and sound management has enabled us to pay them to owners of our participating products for more than 100 years. * Products not available in New York View our Social Media Guidelines here: https://www.mutualtrust.com/content/CopyrightNotice.aspx read more