Meritus is Arizona's only health insurance CO-OP. The company was created to provide more accessible and affordable health in ... surance coverage options to individuals, families and small businesses so that we can work together for better health. Our goal is to help people make better choices for their healthcare. Meritus products and services are provided through Meritus Mutual Health Partners (a PPO) and Meritus Health Partners (an HMO). Meritus is based in Tempe, Ariz., and is organized as a non-profit. For more information, please visit http://www.meritusaz.com. read more