Lincoln Federal Savings Bank was formed in 1906 and is organized as a mutual holding company. This means that the Bank is ess ... entially owned by the depositors of the Bank meaning there are no outside shareholders. This structure allows the Bank to offer highly competitive rates to customers on both loans and deposits as profits are not distributed to shareholders. It also provides the Bank with the opportunity to develop land to increase the growth of housing within the community. Lincoln Federal solely operates in Nebraska and is highly committed to giving back to the communities that we serve. We seek to provide our customers with personalized service, which in today’s age is frequently lost. Contact us today to experience the Lincoln Federal difference! read more