Raymond Lavine designs Long Term Care Insurance plans for individuals; couples and partners; associations; and business and p ... rofessional companies. Long Term Care Insurance is not well known and has not been part of estate and life planning. The reason this insurance is important to own is because it provides MONEY to pay for home care or assisted or nursing home care for all of us who will become injured; sick; or have a cognitive impairment. It protects peoples assets and allows families to be families and not constant care-givers emotionally; physically; and financially. read more