InCharge® Debt Solutions is a leading 501(c)(3) non-profit, community-service organization offering confidential and professi ... onal credit counseling, housing counseling, debt management, bankruptcy education and general financial education to individuals seeking options to manage credit card debt, consolidate debt or resolve housing issues. InCharge is a member of the National Foundation for Credit Counseling (NFCC); is an A+-rated member of the Better Business Bureau and is accredited by the Council on Accreditation (COA). InCharge is approved by the U.S. Department of Housing and Urban Development (HUD) to provide housing counseling. InCharge is approved by the EOUST to provide bankrutpcy education courses prescribed by law. InCharge is also on the Board of Directors of Jump$tart Coalition for Personal Financial Literacy. InCharge Debt Solutions is affiliated with InCharge Education Foundation, Inc. (ICEF) which provides financial literacy training to service members and their families through MilitaryMoney.com. In addition meeting the standards of excellence required by the NFCC, COA, and BBB, InCharge Debt Solutions actively monitors compliance to our own set of excellence standards including the InCharge “Best Practices,” “Client Bill of Rights,” and “Complaint Resolution” documented processes. read more