Heritage Insurance Holdings, Inc. is a property and casualty insurance holding company headquartered in Clearwater, Florida. ... Its subsidiaries, Heritage Property & Casualty Insurance Company, Zephyr Insurance Company and NBIC Holdings, Inc., write personal and commercial residential premium through a large network of experienced agents in Florida, Hawaii, North Carolina, South Carolina, Georgia and Alabama, and also in Connecticut, Massachusetts, New Jersey, New York and Rhode Island with the recent acquisition of Narragansett Bay Insurance Company, headquartered in Rhode Island. Heritage Insurance Holdings, Inc. is led by a seasoned senior management team with an average of 30 years of insurance industry experience. The Company is growing its footprint in new states and is continuously evaluating new opportunities. The team of over 300 employees at Heritage is dedicated to providing the highest quality property insurance to policyholders. The culture at Heritage is both collaborative and innovative. In 2015, Heritage P&C was named Insurer of the Year by Insurance Insider for its innovative and market-leading business practices. Heritage was also named to the Tampa Bay Times Top 100 Workplaces for both 2014,2016, and 2017. read more