Direct), is one of the nation’s premier employee benefit consulting groups. Each of the affiliated entities in the HMA Direct ... group participate in a niche market requiring specialized knowledge about a territory, service or product. Our competitive advantage lies in our long-term strategy of decentralized operations, allowing each of our units to identify and respond quickly and effectively to changing market conditions and our local customer needs. This decentralized structure provides financial accountability and incentives to local management and enables us to attract and retain the highest caliber professionals. We have the expertise and resources to utilize our strengths in the present environment, and the flexibility to anticipate, innovate and respond to whatever opportunities and challenges the future may hold. Our goal has been to continue to provide our employees with a challenging and satisfying workplace while also making significant contributions to the communities in which we operate. Most significantly, we have been able to do these things while providing our affiliated entities and their clients with what we call The HMA Direct Umbrella Support Program, a comprehensive client management program that focuses on helping our clients accomplish and achieve their goals and objectives. HMA Direct is based out of Boston, Massachusetts with affiliated entities located strategically around the country. The HMA Direct affiliated entities are separate and distinct legal entities that work cohesively together to provide outstanding service to their customers. read more