As of Saturday, April 14, Four Oaks Bank is United Community Bank. While we are proud of our rich heritage and long legacy se ... rving the North Carolina communities for 106 years, the merger provides important synergies of a larger institution to deliver comprehensive products and services to our clients and generate a higher level of financial results. The merger of Four Oaks Bank and United resulted in a community bank with a convenient and contiguous footprint. To learn more about United Community Bank, please visit www.ucbi.com. ♦ Member FDIC read more