First Northern is a not-for-profit organization. We're owned and operated by our members, the people who save and borrow mone ... y here. Because we have no outside stockholders, our members earn higher dividends on savings, pay lower rates on loans, and appreciate reduced or eliminated fees, plus improved service. Established in 1944, we initially served Commonwealth Edison Company employees and their families as their company credit union, then known as Edison Credit Union. Today, we've grown to serve communities and companies throughout northern Illinois while maintaining our grassroots commitment to our ComEd beginnings. Because of them, we've grown to become one of the largest, healthiest, and most progressive credit unions in the state read more