The Federal Deposit Insurance Corporation (FDIC) preserves and promotes public confidence in the U.S. financial system by ins ... uring deposits in banks and thrift institutions for at least $250,000; by identifying, monitoring and addressing risks to the deposit insurance funds; and by limiting the effect on the economy and the financial system when a bank or thrift institution fails. For policies and disclaimers visit: http://fdic.gov/about/policies/ read more