Farmers & Merchants Bank is a locally owned community bank that has been serving the needs of the people of Northeast Alabama ... since 1915. Member FDIC and Equal Housing Lender. Our Commitment is to Provide the Highest Level of Service with Integrity, Offer Superior Products as Solutions, and show Strength through Our Teamwork and Reputation. Our Guiding Values To have an attitude that the customer is the only reason for this business. To have an environment that welcomes employee involvement, rewards teamwork and commitment, enhances employee learning and achievement and is boundary less in its structure. To embrace the changing purpose, structure, products and technology that is occurring in the financial services industry. To seek long term relationships with our customers rather than short term business. To be a financially viable and profitable independent community bank that is committed to improving the quality of life of the communities we serve. We can serve you in any of our locations in Piedmont, Jacksonville, Anniston, Oxford and Centre, Alabama. read more