Fall River Municipal Credit Union has been providing Southeastern MA and nearby RI with financial products and services for o ... ver 81 years. Stop in today and find out how we can help with your personal and business banking needs. Member Benefits: The advantages you enjoy when you handle your financial affairs through a credit union are many. A credit union is a cooperative institution that is owned and operated by its members. Because your credit union is a not-for-profit organization, members enjoy lower rates on loans, higher rates on savings. In addition, a host of convenience services are offered. Your credit union is local; community oriented; and provides friendly, helpful, and exceptional service. Our philosophy is "people helping people”. At Fall River Municipal Credit Union, membership is open to individuals who reside, work, or have a place of business in Bristol, Plymouth, and Barnstable Counties in Massachusetts or in the towns of Tiverton, Little Compton, and Portsmouth Rhode Island, and to members of their immediate family or household. Fall River Municipal Credit Union is federally insured by the National Credit Union Administration. Fall River Municipal Credit Union is a member of MSIC and is an Equal Housing Lender. read more