The Local Element Live here, lend here. We’re not a call center in the middle of nowhere. We live here and are part of this c ... ommunity. And it makes a difference. The Expert Element While many mortgage companies talk about streamlining, simplify & shortening the process, the reality is this process isn’t always simple. Getting a mortgage can be intimidating – that’s where we make a memorable difference. With a myriad of loan types and an endless number of scenarios, we promise to always be learning and looking for new ways to help you, our clients. The Human Element Technology can be great, but having a human being there for you is essential in the home buying/financing process. Many times, we need more than a button to push, we need a human consultant to guide us through the highly-technical financing process. We take pride in being available in-person. ELEMENT MORTGAGE NMLS #1213075/1850 | CA BRE# 01215943 a Division of American Pacific Mortgage #1850 Equal Housing Opportunity Licensed by the Department of Business. Oversight under the California Residential Mortgage Lending Act. © Copyright 2020 American Pacific Mortgage Corporation. All information contained herein is for informational purposes only and, while every effort has been made to ensure accuracy, no guarantee is expressed or implied. Any programs shown do not demonstrate all options or pricing structures. Rates, terms, programs & underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions apply. Regulated by the Division of Real Estate. *Third-party links shared by Element Mortgage do not necessarily represent the views of Element Mortgage, but the views of the third-party affiliate. Element Mortgage is not a Real Estate Broker. Properties shown in the Real Estate links provided are not being sold by Element Mortgage. read more