We're here for our members—every step of the way. We're a not-for-profit financial cooperative, looking out for our members' ... financial well-being and futures. We embrace our "not-normal-ness" and strive to offer the best products and services for our members, without the price tag you'd find at a big bank. Being member-owned also means we pass all the savings along to our members, not stockholders, in the form of competitive rates, higher returns and lower fees. At Electro, you're not just a number—you're family! We go to work for our members every day. We're designated by the U.S. Treasury as a Community Development Financial Institution (CDFI). What does that mean? We provide financial products, services and education to unbanked and underbanked individuals, families and businesses of low to moderate-income. We truly believe in the credit union motto of "People Helping People" and strive to make our communities an even better place to live, work and play. Are you ready to join a credit union? We'd love to have you! Membership is open to individuals who live or work in St. Louis City and County, St. Charles, Franklin, and Jefferson counties in Missouri, and Jersey, Madison, St. Clair and Monroe counties in Illinois. read more