Residential Doctor Mortgage Loans - TCF Bank States Available – AZ, CO, IA, IL, IN, KS, KY, MI, MN, MO, MT, ND, NE, OH, OK, P ... A, SD, UT, WI, WV, WY Dr.Mortgage Top 10 Highlights: 1) Eligibility: Medical Doctor | Doctor of Osteopathic Medicine | Dentist | Chiropractor | Veterinarian | Optometrist | Pharmacist 2) Years of Practice: No Limit - Residents, Interns, Fellows & Practicing Dr.’s 3) Employment Start Date: can be within 90 days after home closing 4) Primary Residence: 100% Loan-to-Value (LTV) up to $750k | 95% LTV up to $1m| 90% LTV up to $1.5m – Purchase & Rate/Term Refinance 5) No Mortgage Insurance 6) 2nd Home: 90% LTV up to $1m & 80% LTV up to $1.5m 7) Cash Out Refinance: 80% LTV up to $1m with max cash out of $250k 8) Credit Score: 700 Minimum 9) Student Loans: exclude if deferred for at least 12 months. Can use an income based repayment plan payment. 10) Escrows: Not Required ***Bonus Highlight – working with a loan officer in his 20th year of experience and will be the main point of contact from application to closing. Dan Eveland (NMLS ID 279274) www.Dr.Mortgage 888-4aDrMtg (888-423-7684) 952-444-2444 DEveland@TCFBank.com ©TCF National Bank. All Rights Reserved. This is not a commitment to lend. Restrictions apply. Some products may not be available in all states, and TCF National Bank mortgage products are not available in Hawaii, New Jersey, New Mexico, New York, and Texas. Please ask your mortgage originator for more details. All loans are subject to final credit approval and final terms based on credit qualification. Member FDIC. Equal Housing Lender. NMLS ID 404908. Fair Lending Statement – tcfbank.com/about-us/fair-lending-statement. Online Privacy and Security Policy – tcfbank.com/about-us/online-privacy-and-security-policy. read more