The Cooperative of American Physicians, Inc. (CAP), established in 1975, offers superior medical professional liability cover ... age through the Mutual Protection Trust (MPT). MPT has earned an A+ (Superior) rating from A.M. Best since 2006. In 2013, CAP created the CAPAssurance, a Risk Purchasing Group, allowing hospitals, facilities, and large physician groups access to top‐rated liability coverage and risk management services. CAP now supports more than 12,000 of California’s finest physicians through offices in Los Angeles, San Diego, Orange County, and Walnut Creek. CAP is licensed as a California surplus lines broker (License No. 0B72723). The insurance products provided under the CAPAssurance program are issued by a “non-admitted” or “surplus line” insurer that is not licensed by the State of California. For more information, visit www.CAPphysicians.com. read more