Optum Financial is a part of Optum®, a division of UnitedHealth Group®. UnitedHealth Group is comprised of UnitedHealthcare® ... — a health benefits platform — and Optum, a health services platform. While Optum Financial is a part of UnitedHealth Group, it has both UnitedHealthcare clients and offers its health account capabilities direct to employers regardless of their insurance carrier. Today, it integrates with more than 300 various health plans, benefit administrators, wellness platforms and 401(k) vendors. Optum Financial is the #1 ranked health accounts administrator with over $12B in assets in Optum Bank. It has the largest payments network, with more than 1.8M providers paying over $200M in claims. read more