At Citizens State Bank, we are committed to being your full service, independent, locally-owned community bank. Our customers ... rely on our expertise, professional staff and diverse products and services, many of which can be customized to suit your specific needs. All business decisions are made locally by people who live and work where you do. Above all, we listen to your needs and go the extra step to provide you with complete satisfaction. For more than 130 years Citizens State Bank has remained confident, courteous and close by. read more