Citizens Savings Bank is a local community bank that has been serving Northeastern PA for over 100 years. We have 7 locations ... and offer 24/7 online services such as mobile banking with mobile check deposit & online banking and bill pay. Customers can easily open an account or apply for a loan online. Citizens Savings Bank has been a local lending leader since 1902 and we continue to work hard to make our customers' lives easier with quick, local originating, processing, and local servicing. We offer purchase, refinance, and construction to permanent loan financing options. In addition, we offer FHA, VA, rural housing, and home equity lines and loans. Member FDIC and Equal Housing Lender. read more