Citizens First Bank is a Bauer 5-star rated bank, founded in 1991 specifically to fill the needs of The Villages® community a ... nd to conscientiously and joyously serve our residents in every way possible. Since that time, we have stayed committed to our Villages residents and have expanded to serve Leesburg, Fruitland Park, Ocala, and other surrounding communities. Our commitment to core values drives us to provide extraordinary customer service, convenient and welcoming branches, beneficial technology, and most importantly, lifelong relationships. read more