Citizens Bank is a state-chartered bank founded in Morgan County in 1931. The Bank operates 10 locations, total assets of ove ... r $386 million and operates in four counties, including Johnson, Marion, Morgan, and Hendricks counties. Citizens Bank is known for being a relationship bank that delivers extraordinary customer service to our customers when, where and how they want it; that may be at their place of business, in the Bank or through our online banking capabilities. read more