At Charlotte Metro, our mission is simple - helping members prosper! With 10 conveniently located branches in the Charlotte r ... egion, we invite you to come in and experience the value and individualized service Charlotte Metro can provide. Founded in 1962, Charlotte Metro Credit Union is a full-service, not-for-profit financial institution based in Charlotte, NC. With assets over $500 million, we are wholly owned by our more than 57,000 depositors and we operate under a federal charter. What does that mean? If you live, work, worship, or attend school in Mecklenburg, Union, Cabarrus, Gaston, Iredell, Rowan, Lincoln, York, Chester or Lancaster County, you can open an account. No, you don’t have to work for a specific company or have a certain job to qualify. Charlotte Metro Credit Union - "Like a Bank. Only Better." | Insured by NCUA read more